Scenario analysis
Rental Property ROI on a $300,000 House
A practical example of how landlords evaluate rental cash flow and return quality on a $300,000 property.
Example scenario
Purchase price: $300,000. Monthly rent: $2,350 to $2,600 in many markets. Once you include realistic vacancy, taxes, insurance, maintenance, and financing, the deal can look very different than the top-line rent suggests.
Why financing matters more here
At a $300,000 price point, debt service often has a bigger impact on monthly cash flow than many new landlords expect. A property can appear attractive on rent alone and still be thin after financing.
Run the scenario properly
Use the Rental ROI Calculator for full deal math and the Cash Flow Stress Test to see how resilient the property looks.