Investor recycling tool

BRRRR Calculator

Analyze buy, rehab, rent, refinance, repeat deals with real investor math — all-in cost, refinance proceeds, cash left in the deal, equity created, debt service, and monthly cash flow after the refinance.

All-in cost Refi proceeds Cash left in deal Post-refi cash flow

Acquisition and rehab

These inputs define how much you actually put into the deal before refinance.

Purchase price ($) The negotiated purchase price for the property.

Closing costs ($) Acquisition closing costs paid out of pocket.

Rehab budget ($) Total rehab or make-ready budget.

Holding costs ($) Utilities, taxes, insurance, interest, and carrying costs before refinance.

After repair value and refinance

These numbers determine how much capital you can pull back out.

After repair value / ARV ($) Estimated stabilized property value after rehab.

Refinance LTV (%) Typical refinance loan-to-value based on ARV or appraised value.

Refinance rate (%) Projected interest rate for the refinance loan.

Loan term (years) Amortization period of the refinance loan.

Rental assumptions after refinance

These numbers show whether the stabilized property still performs after debt service.

Monthly rent ($) Expected collected rent after rehab and stabilization.

Other monthly income ($) Parking, pet rent, storage, or misc income.

Vacancy allowance (%) Reserve for vacancy and turnover.

Management (%) Use 0 if self-managing.

Taxes / month ($) Monthly equivalent of annual property taxes.

Insurance / month ($) Landlord or dwelling policy.

Maintenance reserve (%) Routine repair reserve.

Other monthly costs ($) Utilities, admin, lawn, pest, HOA, misc costs.

How to read this BRRRR analysis

The best BRRRR deals usually combine decent equity creation with healthy post-refi cash flow.

All-in cost Total cash into the deal before refinance.	—
Cash left in deal How much of your original capital is still tied up after refinance.	—
Equity created ARV minus total all-in cost.	—
Post-refi cash flow Monthly cash flow after refinance loan payment and expenses.	—

Cash left in deal

Capital still tied up after refinance

Analyzing deal

All-in cost $0

Refi proceeds $0

Equity created $0

Refi loan amount $0

Monthly refi payment $0

Monthly cash flow $0

Annual cash flow $0

Rent to ARV 0.00%

BRRRR quality 0 / 100

Enter your numbers to evaluate whether this BRRRR deal creates enough equity and still cash-flows after the refinance.

Start a 30-Day Trial Back to Tools

BRRRR breakdown

Purchase price	$0
Closing costs	$0
Rehab budget	$0
Holding costs	$0
Total all-in cost	$0
ARV	$0
Refi proceeds	$0
Cash left in deal	$0
Equity created	$0

Post-refi monthly performance

Monthly rent	$0
Other income	$0
Vacancy allowance	-$0
Management	-$0
Maintenance	-$0
Taxes	-$0
Insurance	-$0
Other monthly costs	-$0
NOI before debt	$0
Refi payment	-$0
Cash flow	$0

Next steps

Use this calculator to screen BRRRR potential, then keep moving through the site.

Check long-term returns

After the refinance math looks workable, use the ROI calculator for cap rate, cash-on-cash return, and wider rental analysis.

Open ROI Calculator

See the operating platform

When the deal works, Link2Manage helps you run leases, receipts, documents, and property operations in one place.

Explore Features

Start your 30-day trial

Move from underwriting and calculators into a structured landlord workflow.

Start Trial